Overview
GoverningDocs analyzes HOA documents so buyers and agents don't miss costly red flags. Most states give buyers only 3 days to review 200-400 pages of legal documents. GoverningDocs reads them in minutes.
Free Tools
- CC&R Analysis - Rental restrictions, pet policies, architectural rules, FHA/VA financing factors
- Reserve Study Analysis - Percent funded calculation, deferred maintenance, Fannie Mae/Freddie Mac lending implications
- Meeting Minutes Analysis - Key decisions, recurring issues, litigation tracking, governance concerns
All free tools require no signup. Results in 3-5 minutes.
What Makes It Different
- Every finding links to the source page number
- Cross-document correlation across CC&Rs, reserve studies, minutes, budgets, and insurance
- Coverage gap detection identifies missing documents
- Built-in Fannie Mae, Florida SIRS, and FHA/VA compliance checks
- Red flags scored by severity (HIGH/MEDIUM/LOW) with dollar amounts
- 25+ report types with A-F property health scores
- Professional PDF export for sharing with agents or attorneys
Pricing
Free tools available at https://governingdocs.dev. Full document package analysis starting at $39 per property.
Based on 1,900+ HOA documents analyzed across USA and Canada.





